With the start of the new millennium looming, a new way to save is emerging in the US.
And it’s all about pensions.
With more than half of the population over 65 years old, the US is the world’s most indebted country.
It’s also the only one in the world where workers are expected to put aside at least 10% of their income to cover the cost of retirement.
In New Jersey, where the state government operates a pension fund, people can choose from a range of retirement funds that offer generous funds to retirees who want to save.
They can choose to save more and get a bigger slice of their pay.
But some people are choosing to cut back, or are just going to skip out.
And there are lots of ways to do it.
The following is a guide to how to invest in your retirement.
The Bluefin Pension In New York, the Bluefin retirement plan offers generous retirement benefits, including health insurance and paid leave.
But it’s only available to people who’ve worked for the state for at least four years.
And the amount of money you can contribute isn’t set in stone.
The New York State Retirement System also offers the BlueFIN retirement plan.
But that’s only for people who have been working in the state at least for six months.
The plan’s website says that the BlueFin pension “is designed to provide a sustainable retirement income to eligible New Yorkers who are able to earn it” without having to worry about whether their contributions will be enough.
But there’s a catch: Your contribution won’t be enough to cover your monthly rent and utilities.
The $5,500 contribution will only cover about two weeks of living expenses.
You also have to pay into the plan’s 401(k) plan every month, and you have to be over age 70 to qualify for the plan.
So there are limits to how much you can save, even if you’re willing to put in more.
And some people have taken advantage of the system’s loopholes to pay less than they would have under the plan, according to one former employee who spoke to Al Jazeera.
A retired New Jersey State Assemblywoman, Karen Hagen, is the CEO of Bluefin, and she’s seen the system as a way to get around the limits on what people can contribute.
She said that a member of her staff told her that if someone in her office who was eligible to make the plan contribution cut back on her contribution, they would still have to work.
But she says she didn’t believe that.
She’s told the same story to other former employees who have used the system.
“When I saw the Blue Fin, I thought, ‘Well, this is a way for me to do this.’
I didn’t think I could make this money,” she said.
Hagen says that she’s made up her mind not to give up.
“I’m a big believer that you can do what you can, and I think you can make it work, and that the people who work for Bluefin are the ones that can actually do it.”
Another former employee, who spoke on condition of anonymity, said that she had been in the BlueFins pension plan for three years.
She’d been part of a group of retirees in New Jersey who were part of the Bluefins pension fund.
They all took out 401(ks) and saved a total of $8,000 a month, the former employee said.
But when they tried to put money into the 401(s) instead, the contributions wouldn’t cover their monthly rent.
“It’s not really that simple.
You can have a 401(a) or a Roth IRA, and they can work that into the retirement plan,” the former member said.
“The only thing you have is the amount you contribute, which is $5k.
And that’s not enough.”
She also says that if she wanted to save money for her family, she could just invest in stocks.
But even then, she said that there was a risk that she’d miss out on what would be a good return.
“If you don’t have the right kind of investment, you might be screwed, because you’re paying a premium.
And if you invest in a company that’s doing well, you can get a better return on your money,” the employee said, referring to the stock market.
But other members of the group who had tried the Blue fin plan said that they were able to save as much as they wanted without getting in trouble.
“They’re good, you know, you put in money,” a former member of the plan told Al Jazeera, adding that it was possible to take advantage of some of the fund’s tax breaks and save money.
“For me, that was the beauty of the thing,” the member said, adding, “I saved a lot of money and put it in a good place.”
The NY State