How to save on your federal employee pension

The federal government’s $3 trillion pension fund is already facing a major blow as the government’s pension system is facing the most significant shortfall in its history.

The latest federal government figures show that the shortfall was $2.4 trillion as of September 30, 2018, the latest month for which federal retirees can be considered.

The shortfall is a stark reminder of the financial difficulties faced by federal retirees, who pay far more into the system than many other workers do.

As of the end of October, the average federal worker’s pension was $16,746, up from $15,819 in 2017.

The number of workers with federal pensions has grown by about $1,500 each year for the past 10 years.

The gap is expected to grow to $16.6 trillion by 2021.

That is a 25 percent increase in the cost of the federal retirement system over the past five years.

And the shortfall has been growing for years.

In 2015, the government had an unfunded liability of $3.8 trillion.

That number increased to $4.4 billion by 2020.

The government is projected to spend another $2 trillion to $3 billion on a new, more expensive, retirement system in 2021, according to the Government Accountability Office.

That would cost federal retirees $3,000 a year on average, which would cost them an average annual pension of $52,723.

“The federal government is the only major employer in the United States that is not adequately funded,” said Peter G. D’Andrea, president and chief executive officer of the American Association of Retirees.

“With the federal workforce facing the highest shortfall in the country, it is imperative that we address the issue head on.”

But the cost is not just the rising cost of federal retirement payments.

The federal retirement program is also in dire straits, with $1.5 trillion of unfundered liabilities.

The Social Security Disability Insurance Trust Fund, which provides pensions and other benefits to retired workers, is also expected to run out of money in 2021.

If that happens, Social Security would be unable to pay out benefits, including retirement benefits, in 2021 or 2022.

That means that the average worker would pay $6,764 for Social Security benefits, or $2,600 per month, in 2022.

And that would cost an average federal retiree $22,817 a year.

The situation has become so dire that some people have decided to take the plunge and retire earlier than planned.

For some, the retirement plan is already over, while others are considering postponing or even canceling their plans.

“I think the worst thing is the government is delaying us,” said one retired employee, who asked to be identified only by her first name, Danielle.

“People should be thinking about when they are going to retire.”

Another retired worker, who did not want to be named because she is not eligible for the federal pension, said she has had to postpone retirement plans.

The retiree has been able to save a total of about $11,000 in the past two years by delaying her plans.

But that could be wiped out if she decides to retire early.

The U.S. Department of Labor recently published new guidelines for how to save for retirement, including setting aside at least $15 a month for a rainy day fund, which is not allowed for most workers.

The guidelines say that if a retiree saves more than 10 percent of their income, they should save more than $100,000.

That could put them into the category of those with high debt, a category that the U.N. Office for the Coordination of Human Settlements (UNOSCE) says is particularly risky.

“What it says is, if a person has a high debt-to-income ratio, they are much more likely to have a severe financial stress that can cause them to take extreme measures in order to reduce their financial risk,” said Michael O’Brien, the UNOSCE’s senior adviser for retirement.

“It’s a very important issue that the public needs to be aware of.”

While the government has made strides toward improving the financial situation for retirees, it hasn’t always been easy.

Federal retirees have had to pay more in taxes to the federal government than many retirees in other developed countries, and some of those taxes have been withheld from their wages to help fund the retirement system.

Those tax withholdings have led some retirees to take more deductions from their paychecks, even though they have not been forced to pay those taxes.

In fact, some federal retirees are already getting paid more than other retirees.

For example, the IRS is currently investigating whether some federal workers are improperly receiving paychecks that are withheld from wages, even when those workers are receiving unemployment insurance benefits.

The Internal Revenue Service says it will investigate whether the tax withheld from federal workers’ paychecks has gone to benefit recipients and whether any improper payments have been made. “If the