New York City police pensions are not a good bet.
If you want a good idea of how badly you could have been fucked over, check out the city’s pension calculator.
The calculator uses the city-issued $45,000 pension as a starting point, but it makes the calculations for everyone else as well.
It’s also a fucking mess.
There are literally hundreds of ways the calculator could screw up.
The most obvious of these is that the calculator is stupid.
It uses a “payroll number” for everyone who works for the city.
The $45k number is for each person who is paid overtime and the other employees are paid as a bonus for doing the same work.
But the real kicker is that it assumes that all the employees are doing the exact same work—that is, no overtime is paid to anyone who works overtime for the police.
There’s no way you can make this work in real life, so if you’re looking to get an idea of what you’re paying for, you’re going to need to calculate overtime manually.
(This assumes you already know the total amount of overtime you’re getting, but this is what it looks like in the calculator.)
And because the calculator assumes that everyone is working exactly the same, it assumes there’s one “real overtime pay period” per year, meaning every month you get a pay check of $15.
The city’s police department has a $15,000 pay schedule, but the city pays out overtime as a pay supplement for the rest of the year.
So the $45K number is calculated for everyone, including cops who work in shifts that stretch over weeks or months, like holidays or weekends.
The result is a ridiculous amount of “real” overtime that’s paid to every single person in the department.
(I’m sure they have a system in place to make sure they’re doing everything possible to get overtime payments in the correct amount of time.)
So if you work for a police department that works in the city for four days a week and you want to get $45.00 in pay for every hour you work, you would need to work all of four days for $1,065.00, which is $6,050.00 less than the city calculates.
And you’d have to work the full eight hours to get the same amount of pay for four hours you worked.
You could even make your own money by going to work in the dark.
If someone asks you to come in to work, they can ask you for your overtime pay, and if you don’t get paid, you can’t get your overtime.
(That’s called “dumping.”
I know, that sounds bad.
It sounds bad for you.)
That’s not to say that cops aren’t paid fairly.
The NYPD has a lot of good cops.
There is one department where the pay is so bad that you’re lucky to get a single dollar of overtime.
That department is the East Detectives, and it’s about $11,000 a year.
But it’s also about $2,500 per month.
If a cop works 24 hours a day for a year, that would take him a little over two months to earn $12,000.
(The pay is based on a 30-hour work week.)
That could work out to a decent monthly wage for someone who works 24/7, but not for someone like me, who works every single day.
This isn’t to say you should be complaining about the city not paying you enough money for your work.
In fact, the city should be thanking you for doing your job, and making sure it gets paid you fairly.
But instead, you should probably be freaking out that the city has a stupid pension calculator and you should take action to fix it.
You can read more about the flaws in the New York pension calculator here.